Application To Close Bank Account
Everyone has managed their money either by keeping it in a safe place at home or keeping it in the bank. Old-time banking is well known as well safe platform, where you can save your money easily. As everyone has their personal account in the bank, Also bank accounts have various types according to usage.
Sometimes either you don’t want to continue your any specific bank account or you have already multiple bank accounts and you need to close some of them. In this situation, if you wish to close such an account, then you have to follow a particular procedure regarding closing your bank account.
The first essential thing to close a bank account is you have to submit an application to the specific bank, whose you have a consumer. It will be a formal type of application with respect to the bank. Here In this article you will be introduced to such kind of application. So that whenever you need to close your bank account, this information will be one kind of reference for you.
Application To Close Bank Account in English for Students
How to write Bank Account Closing Letter
- This is an official application, So you have to write down it in brief and clear words.
- You have to write down the application with respect to the branch manager of a specific bank.
- You need to mention specific bank names exact below the branch manager’s word.
- Then below the bank name, you have to write down the bank address.
- Below the bank address, there will be a date on which particular day you are going to write down the application.
- The subject is so much an important part of such kind of official application, So below the date, you need to write down the subject. In the subject, you have to write down a specific reason, for what you need to close your account from the bank.
- Below the subject, you need to leave some space then start writing down the application from words like, Sir/Madam.
- After done everything above, Your main application form will start. Here you have to write down some essential information about your account like which type of account you have current or saving, account number, IFS code, CIF code, Documents which you are going to submit with the application regarding your identity, etc.
- You need to finish the application by mentioning your full name at the end, also you have to give a sign above your full name.
Note: All the information which is given below in the application is just for example purposes. It doesn’t have related to any true person or bank.
1. General Type Of Bank Account Closing Application.
Though you have to submit a formal type of bank account closing application, such kinds of applications can be different types. Among them here you are going to read the general type of bank closing application. Given below is the structure and formation of the general application.
_________________________________________
To,
The Branch Manager,
Canara Bank,
M.G Road, Opposite Hyundai Showroom, Kolkata
Date:- DD/MM/YY
Subject:- Closure of saving/current Bank account.
Sir/Madam,
Before doing the signature, Rakesh Kumar going to do the application with the request, As I have a savings account in your bank. Which is IFS Code——-, CIF No. ——–, And Account Number is ———————. Due to some personal reasons and some unexpected circumstances, I am totally unable to continue this account. So I have a decision to close my bank account. So that to prove my identity as an account holder, I have attached all ID proof documents and passbook xerox, etc with the application. Also, I am returning you my passbook, debit card, checkbook, etc. Along with this application. Kindly accept my request and close my bank account, also please transfer my account balance to another account whose number is ……..I hope I will get a satisfactory result from your side.
Thanking you,
Your Signature
Rakesh Kumar
_________________________________________
2. Professional Application To Close Bank Account
_________________________________________
To,
The Branch Manager,
HDFC Bank,
Near Ganesh Temple, Old City Branch- Jharkhand
Date:- DD/MM/YY
Subject:- Too Close to Saving/Current Bank account.
Applicant Name:- Sunita Devi Gadgil.
Sir/Madam,
This is to inform you that I Miss. Sunita Devi Gadgil have a savings account in your HDFC bank. My account number is ………………, IFS code is …………….., and CIF No.is …………………….. . Since the year 2002 I am a consumer of your bank, But due to some personal reason, I want to close this account. For that some essential documents like my ID proof xerox, Passbook xerox, Checkbook, Debit card, etc, I am submitting with this application. I Request you please transfer my account balance on this account number ……………….., With your respect, I am doing signature under and submitting this application to close my account. I hope I will get satisfactory results from your side, And soon my account will be closed within a few working days.
Bank Name:- HDFC Bank
Account Name:- ……………..
IFS Code:- …………………….
Thanking You,
Signature
Sunita Devi Gadgil.
Mobile No. ……………….
_________________________________________
3. Straight Forward Bank Account Closing Application.
_________________________________________
To,
The Branch Manager,
Axis Bank,
Near Baba Petrol Pump, Civil Line Branch Rohtak, Date:- DD/MM/YY.
Subject:- Closure of saving/current Bank account.
Sir/Madam,
I am a saving account holder in your bank branch, Whose details I have given at below. Due to some unfavorable circumstances, I want to close this account. All essential documents I have attached with this application, also submitted my debit card, checkbook, ID proof xerox & Passbook xerox, etc. Doing signature under and submitting an application, I hope soon within a few working days my account will be closed.
Bank Name:- Axis Bank.
Account Name:- ……………………….
IFS Code:- ……………………………….
Thanking You,
Signature
Rajan Singh Bindra.
_________________________________________
4. Unique Bank Account Closing Application.
_________________________________________
To,
The Bank Manager,
Bank Name:- State Bank Of India,
Branch Name:- Sardar Patel Square Branch,
City:- Ahmedabad, Gujrat
Date:- DD/MM/YY
Subject:- Too Close Of Saving Bank Account No. ……………..
Applicant Name:- Jayantilal Bhai Patel.
Respected Sir/Madam,
By doing humble request I want to inform you that, I have a saving account into your bank i.e Saradar Patel square branch. My account details as given below;
1. Account Holder Name:- Jayantilal Bhai Patel.
2. Account Number:- ………………………………….
3. IFS Code Number:- …………………………………
4. CIF No. :- ………………………………………………
5. Current Account Balance:- ………………………
Kindly close this above details mentioned account and hand over the account balance amount in cash. Do it as soon as possible within the next few working days. Thanks so much
Yours Faithfully,
Name:- ………………………………………
Signature:- ………………………………….
Mobile Number:- …………………………
_________________________________________
These all are some examples to close bank account applications, Hope you like this information. Also, it will beneficial for you whenever you will need to close a bank account. Stay connected with us, Share this information with your friends and family…..
Frequently Asked Questions On Closure Bank Account Application.
Ans: If there is no fund in a bank account and no penalty over your account, then it can be possible. But most of the time banks always need applications to do such things.
Ans: No.
Ans: Yes, It is so essential Thing.
Ans: Bank and Branch name, Account holder name, Account number, IFS code number, CIF number, Branch address, etc.
Ans: Either you can transfer this fund into your other bank account or you can withdraw that into a cash amount.
Ans: Indian Financial System Code.